Efma, an association whose membership includes nearly one-third of the world’s large retail banks, and Accenture have jointly launched a global program to identify and award banks for leading-edge customer innovations.
The newly-launched “Efma-Accenture Distribution & Marketing Innovation Programme” – an annual award – seeks technology and operational innovations in customer-facing areas of retail banks – such as branch, online, and mobile banking – and in technology-areas such as customer-analytics and Big Data.
The program solicits case studies of groundbreaking customer innovations by retail banks globally within six categories: Digital and Mobi
JAKARTA – Not only unique, Logitech ® Wireless Mouse M235 Limited Edition is fairly advanced. Because the mouse has been equipped with a Logitech ® Advanced Optical Tracking that can work in almost any kind of surface.
Connectivity Logitech Advanced 2.4 GHz wireless gives you the freedom to faster data transmission and no lag or connection is lost.
This advanced wireless mouse connected via nano-receiver is so small sturdy nan, you simply connect it to the USB port and then forget about it. Product contoured and comfortable in the hand, with rubber grip and scroll whell to scroll naturally.
Logitech ® Wireless Mouse M235 is equipped with On / Off button and an intelligent sleep mode, to help you to conserve battery power, so the battery can last up to 1 year, depending on usage patterns and computing conditions.
Logitech ® Wireless Mouse M235 Limited Edition has been available in the Indonesian market with a retail price of USD 19.99 or approximately USD 190 thousand.
Net income of the State Electricity Company (PLN) in the first half jumped 15,305 percent in 2013 to Rp 4.77 trillion from the same period the previous year which is only Rp 31 billion.
In a financial report submitted to the Indonesia Stock Exchange on Tuesday (07/30/2013), note that the net profit of state-owned electricity skyrocketing is because the company no longer record foreign exchange translation losses. A year earlier, the company suffered losses of up to Rp 6.74 trillion, and the first half of 2013 the company recorded an exchange gain of Rp 909.45 billion.
The company recorded sales of electricity during the first 6 months of 2013 reached Rp 71.6 trillion. Number rose 15.15 percent from semestar I-2012 amounted to Rp 62.18 trillion.
Meanwhile, the amount of subsidy received from the government at the end of June reached Rp 43.8 trillion, down 8.9 trillion from Rp 48.08 trillion a year earlier. Thus, total revenue reached Rp 116.73 trillion in the first half of 2013, up 4.8 percent year on year.
On the other hand, due to rising liability company, PLN also recorded a rise in interest expense to be paid. In the first half of 2013, the cost of funds to pay the state-owned electricity reached Rp 13.74 trillion, an increase from the first half of 2012, Rp 11.46 trillion.
MAKASSAR, – Automotive Market this year was not as predicted. Previous dealers predict car sales in mid-year will be better, the reality is not as expected.
Based on data Polreg call centers in Sulawesi (except Sulawesi), the automotive market in April 2013 and May recorded as many as 4,800 units 4,596 units. In June this year, the market fell again to number 4,278 units.
Director of Operations Kalla Toyota, Hari Kaimuddin said, although the total market has decreased, it remains optimistic sales recorded this year is better than last year.
“Last month we try to be optimistic if the market rose in June. Moreover, it is always the beginning of the year sales fell. But it turned down (June). Bgitu However, we remain optimistic,” he said last weekend.
Kalla Toyota as the Toyota dealership in Sulawesi (except Sulawesi) in June 2013 posted sales of 2,281 units. Slightly decreased from the previous month’s sales are recorded 2,344 units.
“In terms of sales are down, but in terms of market share, Toyota rose to 53.4 percent,” he said.
Suzuki confirmed that it will produce fuel efficient car in Indonesia. The car will take the base of the Wagon R with a capacity of 660 cc.
Similarly, Suzuki spokesman Ei Mochizuki told Reuters.
Suzuki’s strategy to participate in the program Low Cost and Green Car (LCGC) or a cheap and environmentally friendly cars.
One of the biggest Japanese manufacturers saw LCGC is an opportunity for them to export technology microcar.
To build a ‘Wagon R’ Suzuki to invest 60 billion yen. One of them is by building a new plant that is believed to be in the Cikarang area. Previously seen Suzuki Wagon R car test center of the latest models in the streets of Jakarta.
Suzuki’s second plant located in Greenland International Industrial Center (GIIC), Cikarang, West Java will be 5 times bigger than the Suzuki factory in Tambun.
Previously Managing Director of Sales Indomobil Suzuki Seiji Itayama said this factory occupies an area of 120 hectares.
In addition to the Sony Xperia Z Ultra, Sony Mobile also released the Sony Xperia M. 4-inch screen smartphone is more targeted to the middle class segment.
Although not yet officially decided how banderolnya, but Marketing Manager of Sony Mobile Communications Indonesia Ika Paramita estimated price range of USD 2.2 to 2.7 million. “To be sure the price is still Monday, but likely in the range of the price,” he told Tribunnews.com at the Four Seasons Hotel on Wednesday (24/07/2013).
Sony slipped somewhat royal high specification in this intermediate device. Dalemannya has brought dual-core Snapdragon S4 processor, plus 1GB of RAM. Even so, the screen resolution is only 480 × 854 pixels.
This device has two versions, namely the dual SIM with three colors and single SIM options available in four colors. “What comes first is the single SIM version, which is a dual SIM catch up later,” adds Ika.
Sony Xperia M has also been featured dual camera, 4 GB internal memory, Bluetooth, and NFC connectivity is important. “Excellence NFC connectivity is faster than Bluetooth connection and easy way, just by touch alone,” Ika said.
Panasonic not only introduced the new Lumix cameras that rely on high zoom capability. The Japanese company also helped bring a compact camera Lumix DMC-XS3 that rely 14.1 MP MOS sensor with high sensitivity.
This digital camera is designed with a slim shape and body size of 14 millimeters. Although the size is quite small, this camera is claimed to deliver high quality images thanks to sensors that can reduce noise. In addition, this camera also features a 5x optical zoom and 10x zoom intelegent.
Panasonic Lumix DMC-XS3 also has the ability to record full HD video in MP4 format. In it there is also a feature called Intelligent Auto (iA) which enables features like Intelligent ISO Control, Intelligent Scene Selector, Face Detection and Intelligent Exposure is done automatically.
For shooting in low-light atmosphere, there is a Handheld Night Shot mode. This mode can produce high quality images with a single shot.
PT Astra International Tbk (ASII) earned a net profit of Rp 8.8 trillion in the first half of 2013, the figure fell 9.2% from the previous year’s profit in the same period amounted to Rp 9.7 trillion.
Astra also slowed turnover, from Rp 95.9 trillion in the first six months of 2012 to Rp 94.3 trillion this year. Earnings per share also decreased by 9% to Rp 218 per share.
“Although the outlook remains positive domestic demand, increased competition in the automobile market, the rise in labor costs (Provincial Minimum Wage / UMP) and the decline in commodity prices expected to affect the performance of the business in the second half of this year,” said President Director of Astra International Prijono Sugiarto in press release the company, on Tuesday (30/7/20130.
Astra Group activities focus on six core business lines, namely Automotive Division, Financial Services, Heavy Equipment and Mining, Agribusiness, Infrastructure and Logistics, and Information Technology with the following details: Automotive Division Automotive Division’s net profit fell by 10% to Rp 4, 4 trillion, consisting of Rp 1.9 trillion from the Company and its subsidiaries, as well as Rp 2.5 trillion from associates and jointly controlled entities in the automotive field.
Throughout the first half of 2013, demand for motor vehicles remains high, supported by rising incomes and loan interest rates are still affordable. However, increased competition due to increased domestic production capacity and the high cost of labor has led to decrease in net income contribution from the automotive segment.
Regulatory minimum down payment on auto financing imposed sharia financing for companies since January 1, 2013 and the bank on 1 April 2013, had little impact on the first half performance of the Company. Meanwhile, it is still too early to estimate the impact of rising fuel prices that occurred in late June, the automotive sales.
Total national car sales rose 12% to 602,000 units. Astra’s car sales (Toyota, Daihatsu, Isuzu, UD Trucks and Peugeot) increased 6% to 321,000 units, with a market share decreased from 56% to 53%.
In the first half of Astra launch six new models and eight facelift models. Meanwhile, national motorcycle sales rose 6% to 3.9 million units. Honda motorcycle sales output of PT Astra Honda Motor (AHM) rose 12% to 2.4 million units, with an increase in market share from 57% to 60%. In the first half of 2013, PT Astra Honda Motor launched two new models and five facelift models.
PT Astra Otoparts Tbk (AOP), a company in the field of automotive components, which is 80% owned by the Company, recorded a net profit of Rp 519 billion, down 2%, where 71% is the contribution from associates and jointly controlled entities.
Decrease in net income was primarily due to increased labor costs, although there was an increase in sales in the segment of Original Equipment Manufacturer (OEM) replacement parts and export markets. In the second quarter of Astra Otoparts have to issue new shares amounting to Rp 3 trillion to strengthen its capital structure.
Astra International also has sold 15.7% stake in Astra Otoparts to increase liquidity in the stock market, which results in a transaction value of Rp 2.8 trillion. In April, Astra Otoparts acquire 51% stake in PT Pakoakuina, manufacturer of alloy wheels for four-wheeled vehicles and two-wheeler valued at USD 700 billion by taking all new shares issued.
The government has announced tax incentives aimed at encouraging the production of Low Cost Green Car (LCGC) in the country. Astra Group has products that comply with the government regulations that Astra Toyota Agya and Astra Daihatsu Ayla is expected to begin to be distributed in August with a production capacity of 10,000 units per month.
Division of Financial Services Division of Financial Services Net income increased 19% to Rp 2.1 trillion. Total financing through Astra automotive finance business consisting of Federal International Finance (FIF), Astra Credit Companies (ACC), and Toyota Astra Financial Services (TAFS) increased 6% to Rp 27.8 trillion, including joint financing through bank financing without recourse .
Total weight of equipment financing through PT Surya Artha Nusantara Finance and PT Komatsu Astra Finance fell 42% to Rp 2.6 trillion as a result of declining sales of heavy equipment.
PT Bank Permata Tbk is 44.6% owned by the Company, posted a net profit increase of 15% to Rp 818 billion. Net interest income increased driven by higher loan growth of 27%, despite the increase in operating costs.
PT Asuransi Astra Buana (AAB) subsidiaries engaged in insurance business had a net profit due to higher growth in gross premium income in excess of the increased cost of reinsurance and claims costs.
Heavy Equipment and Mining Division of Net Income and Mining Equipment division fell 24% to Rp 1.4 trillion. PT United Tractors Tbk (UT), which is 59.5% owned by the Company, reported a 25% drop in net income to Rp 2.3 trillion, while net income decreased by 19%.
Business segment net revenue of construction machinery fell 40%, due to lower sales of Komatsu heavy equipment by 42% to 2,452 units. This happens due to decreased demand from the mining sector, especially for large units.
Pamapersada PT Nusantara (PAMA), a subsidiary of mining contractor UT benefited from the increasing mining capacity. PAMA reported net income increased by 12% because the increase in contract coal by 12% to 50 million tonnes of construction and earthmoving contracts (overburden removal) increased 2% to 414 million bcm.
UT subsidiaries in mining reported net income decreased by 44%, which is caused by the decrease in coal sales by 29% to 2.2 million tons. Decline in coal prices and rising fuel prices have a negative impact on net income.
Division Agribusiness Agribusiness Division’s net profit decreased by 25% to Rp 571 billion. PT Astra Agro Lestari Tbk (AAL), which is 79.7% owned by the Company, reported net income of Rp 717 billion.
Although palm oil production increased 11% to 704,000 tons, revenue declined 3% to Rp 5.5 trillion, caused by a decline in the average price of CPO by 16% to Rp 6.638/kg. The decline in revenue is accompanied with the high cost of production and operating costs, resulting in lower net profit.
AAL has started constructing an oil refinery in West Sulawesi, which will change from the crude palm oil plantation in Kalimantan and Sulawesi into olein and stearin. Oil refinery was built at a cost of Rp 750 billion is expected to be operational in early 2014 with a production capacity of 2,000 tons per day.
Infrastructure and Logistics Division Net income Infrastructure and Logistics Division declined by 29% to Rp 223 billion. PT Marga Mandala Sakti (MMS), which operates the toll road operator pathway Tangerang – Merak along 72.5 km, which is 79.3% owned by the Company, noted an increase in the volume of vehicle traffic by 11% to 20 million vehicles. PT PAM Lyonnaise Jaya (PALYJA), a leading provider of clean water in the area west of Jakarta, reported a slight decrease in sales volume of clean water to 78 million m3.
PT Serasi Autoraya (SERA), recorded an increase in revenue, mainly supported by the increasing number of vehicles on contract hire vehicle rental business TRAC 2% with the number of vehicles of more than 31,000 units. The high cost of depreciation and operating costs resulted in decrease in profit by 27% to Rp 97 billion.
Division of Information Technology and Net income and Information Technology Division of Rp 55 billion, up 2% compared to the first half of 2012. PT Astra Graphia Tbk (AG), a company engaged in the field of information technology and the sole agent of Fuji Xerox in Indonesia, which is 76.9% owned by the Company, recorded a net profit of Rp 72 billion, up 2% compared to the same period in ago.
PT Media Nusantara Citra Tbk (MNCN) posted a rise in net income for the period by 21.1 per cent to Rp1, 01 trillion, compared to the previous period in 2012 amounted to Rp834 billion. The increase in profit was also followed by an increase in revenue to Rp 3, 13 trillion compared to previous periods amounting to Rp3, 04 trillion.
As for the company’s direct expenses decreased to Rp1, 31 trillion, compared with the previous Rp1, 45 trillion. While the company’s gross profit increased to Rp1, 81 trillion compared to the previous period in 2012 amounted to Rp1, 59 trillion. Comprehensive income also rose to Rp969 billion compared to the previous amount of Rp849 billion.
Cash and cash equivalents per the company’s June 30, 2013 amounted to Rp381 billion from Rp809 billion for the previous. The company’s total current assets as at 30 June Rp 7, 88 trillion compared to December 31, 2012 amounting to Rp 6, 76 trillion. The amount of non-current assets by June 30, 2013 amounted to Rp2, 37 trillion from Rp2, 19 trillion.
The company’s total current liabilities per June 30, 2013 amounted to Rp2, 36 trillion compared to December 31, 2012 amounted to Rp1, 25 trillion. Long-term liabilities the company June 30, 2013 amounted to Rp291 billion compared to December 31, 2012 amounted to Rp413 billion.
While the total equity of the company June 30, 2013 amounted to Rp 7, 60 trillion, compared with the previous December 31, 2012 amounting to Rp 7, 29 trillion.
Neat work desk often improve the mood to work and be creative. Workbench clutter usually found in the form of an intricate and difficult cable neatly.
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Logitech Z600, Speaker Bluetooth To Work Desk
With the Logitech Z600, at least one of the two wires that disappear at your desk. Armed with a Bluetooth connection, stereo speakers can be connected to a laptop, desktop PCs, tablets, and smartphones. You can connect to three devices at once. Clever, these speakers can also be used in devices with the old Bluetooth profiles that do not support audio streaming.
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Logitech Z600, Speaker Bluetooth To Work Desk
Z600 has been equipped with three drivers in each unit. At the top of the right speaker, available touch panel to adjust the volume. You just swiping a finger to increase or slow down the sound. Also available is a 3.5 mm audio jack for connecting non-Bluetooth devices such as the iPod nano or iPod Shuffle.
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Logitech Z600, Speaker Bluetooth To Work Desk
Logitech Bluetooth Speakers Z600 will be available in the UK and the United States began in August. The price is estimated at Rp 1.8 million. Currently no information when these speakers will be present in Indonesia.
PT Astra International Tbk (ASII) posted a net profit of Rp 8, 8 trillion in the first semester of 2013, down nine percent compared to the same period in 2012 Rp9, 7 trillion.
“The performance of the company and its subsidiaries in the first semester of 2013 mennjukan a slight decrease from the first half of 2012,” said President Director ASII, Prijono Sugiarto in a press release here on Tuesday.
He added that Astra’s net income during the first six months of 2013 also decreased by two per cent to Rp94, 3 trillion, compared to the same period in 2012 amounted to Rp95, 9 trillion,
“Although the outlook remains positive domestic demand, increased competition in the automobile market, rising labor costs and declining commodity prices expected to affect the performance of the business in the second half of this year,” he said.
He argues Astra Group activities remain focused on six core business lines, namely the automotive division, financial services, heavy equipment and mining, agribusiness, infrastructure and logistics, and information technology.
Mentioned, several divisions which decreased net income in the first semester of 2013 the automotive division fell by 10 percent to Rp 4, 4 trillion. Net income and mining equipment division fell 24 percent to R1, 4 billion.
Then, the net profit agribusiness division decreased by 25 percent to Rp571 billion. And the net profit and logistics infrastructure division fell by 29 percent to Rp223 billion.
Meanwhile, the division has increased, the financial services division’s net profit rose 19 per cent to Rp2, 1 billion. And, net income and information technology division of Rp55 billion, up two percent compared to the first half of 2012.